I was walking by a co-workers desk today and she had a calendar on her desk with eating healthy and living right tips. Some of those tips were about saving money. They were some of the usual tips about shopping smartly and turning down the heat but one stuck out in my mind. It stated that to save money you have to tackle one issue at a time.

At a quick glance I thought okay but the more I thought about it I think I disagree. Saving money is no easy task but by not facing a few or more of your challenges at once you are going to be throwing out bad money while trying to save money. So they are saying to you if you have bad credit card debt and shop poorly just to focus on one and not the other.

I would suggest writing down your main places that your money goes and try to improve each one at least a bit at a time so you can tackle your main expense. For example, lets say you have terrible credit card debt. I would focus on saving money at the grocery store by buying in bulk and buying no name products and put that savings into paying off your debt. At the same time work on how you can save on your daily transportation expenses and put that savings into getting your credit card debt paid down. You get the idea.

To say you have to work on one point is misleading. You can’t pay off your credit cards if you don’t work on saving money elsewhere first. It doesn’t grow on trees.

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Tags: Money, Saving Money